Sales Manager – Gold Loan
Posted on: May 27, 2025
Sales Manager – Gold Loan
- Ensure monthly sales targets are met by acquiring NTB (new to bank) and ETB (existing to bank) customers.
- Existing liability customers are pitched for gold loans.
- Ensure month on month growth in EOP (execution-only platform) assets for Gold loan business/per branch.
- Fee income should be a minimum of 1% of total disbursements.
- Customer follow-ups to be done at regular intervals for timely renewal of cases to ensure Minimum pending renewal cases.
- Coordination with valuers is to be done on a time-to-time basis.
- Ensure most of the customers are aligned to pay valuation charges as per product norms.
- Ensuring healthy collections with Nil First equated monthly installment/first presentation Default and minimizing fresh flow in Bucket X.
- PSL (priority sector lending) tagging, and they should be aware of PSL norms.
- Helping the branch liability team in Audits and ensuring proper communications to customers before any packet opening.
- Conduct marketing activities in the local market to generate NTB gold loan customers.
- Willingness to work extensively in the field and travel across the region on short notice.
- Carrying out ad hoc activities as per the department’s requirements.
- Proficient in MS Word Exceland PowerPoint
- Personal drive and positive work ethic to deliver results within tight deadlines and in demanding situations.
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